Best Payment Gateways for Selling on Telegram

Whether you’re selling physical products, digital downloads, or services via Telegram, choosing the right payment gateway is crucial. Below, we compare the top options based on fees, ease of integration, supported countries, and key features.

1. Stripe

Overview: Stripe is a popular, developer‑friendly gateway supporting credit cards, Apple Pay, Google Pay, and more.

Fees: 2.9% + $0.30 per transaction (US standard)
Supported Regions: 47+ countries
Integration: Use @StripeBot or build your own via the Stripe API and Telegram Bot API.

        Tip: Use Stripe’s checkout links or embed payment forms in your bot to keep the user on Telegram.
      

2. PayPal

Overview: A globally recognized gateway that supports PayPal wallets and guest checkout.

Fees: 2.9% + $0.30 per transaction (US standard)
Supported Regions: 200+ countries
Integration: Share payment links via bot or channel; use @PayPalBot for invoicing.

        Note: Ensure you configure return URLs so that users can be redirected back to your Telegram channel or bot after payment.
      

3. Razorpay

Overview: A comprehensive gateway popular in India, offering UPI, cards, and wallets.

Fees: 2% per transaction
Supported Regions: India
Integration: Use Razorpay’s payment links or APIs with your Telegram bot.

Pro: Native support for UPI handles large volumes with minimal friction.

4. Paddle

Overview: Ideal for digital products and SaaS, Paddle handles global taxes and compliance.

Fees: 5% + $0.50 per transaction
Supported Regions: Worldwide
Integration: Generate checkout URLs via the Paddle API and share them in Telegram.

5. 2Checkout (Verifone)

Overview: Offers global coverage, multiple payment methods, and localized checkout pages.

Fees: 3.5% + $0.35 per transaction
Supported Regions: 200+ countries
Integration: Use hosted payment pages and share links via your Telegram bot or channel.

6. Using Invoice Bots

For a no‑code approach, leverage bots such as @StoreBot or @PaymentBot:

Create items and prices directly within the bot interface.
Send invoices via chat or channel posts.
Track payment status automatically.

Advantage: No developer skills needed—ideal for beginners.

Conclusion

Each payment gateway has its strengths and trade‑offs. Stripe and PayPal are versatile for global audiences, Razorpay excels in India, Paddle simplifies digital sales, and 2Checkout offers extensive coverage. Invoice bots provide the easiest setup. Choose the one that best fits your product type, target market, and technical comfort level.